With UPI autopay becoming the go-to method for paying subscriptions, utility bills, OTT platforms, and app services, it’s important to know how to cancel or stop autopay in PhonePe when needed. Whether you’re managing your monthly expenses or cancelling a service, disabling autopay is a simple and secure process.
This step-by-step guide will walk you through how to stop or deactivate autopay in PhonePe on Android and iOS in 2025.
🤔 What is PhonePe Autopay?
PhonePe Autopay allows users to automatically pay recurring bills or subscriptions through their UPI-linked bank account. It’s used for:
- OTT subscriptions (e.g., Netflix, Disney+ Hotstar)
- Utility bills (electricity, water, DTH, broadband)
- Loan EMIs
- Mutual Fund SIPs
📲 How to Stop Autopay in PhonePe (Android & iOS)
Follow these steps to cancel any existing recurring UPI autopay mandate:
🔹 Step-by-Step Guide:
- Open the PhonePe App
Launch the PhonePe app on your Android or iPhone device. - Tap on your Profile Icon
It’s usually at the top-left corner of the home screen. - Select “Payment Settings”
Scroll down and tap on “Payment Settings” from the menu. - Tap on “Auto Debit” / “UPI Mandates”
Here, you’ll find a list of all your active and expired autopay mandates. - Choose the Active Mandate You Want to Cancel
Tap on the specific subscription or autopay mandate you wish to stop. - Click on “Cancel Mandate” or “Deactivate Autopay”
This will bring up a confirmation prompt. - Confirm Cancellation
Tap “Yes” or “Confirm” to deactivate the autopay.
✅ That’s it! The recurring payments will stop immediately, and you won’t be charged automatically going forward.
🧠 Pro Tips
- Cancel autopay at least 24 hours before the next scheduled payment to avoid being charged.
- You’ll receive a notification/SMS confirming the cancellation.
- You can always reactivate the autopay from the same menu if needed.
📋 Common Use Cases for Stopping Autopay
| Use Case | Why You’d Cancel |
|---|---|
| OTT Subscription Expired | You no longer use the service |
| Switched Utility Providers | New payment method used |
| Financial Planning | Cutting down monthly auto deductions |
| Trial Period Ended | Avoid accidental charges |
❓FAQs: Stopping Autopay on PhonePe
🔹 Will stopping autopay affect my PhonePe account?
No. Your PhonePe account and UPI services will continue to work normally.
🔹 Is there a fee to stop autopay?
No. Stopping a UPI mandate is free and instant.
🔹 How do I know if the autopay was cancelled?
You will receive an SMS/email confirmation, and the status will show as “Cancelled” in the UPI Mandates section.
🔹 Can I restart the autopay later?
Yes. Simply set up the same autopay again from the relevant service or app.
🔐 Bonus: How to View All Active Autopay Mandates
To quickly see what you’re currently paying for:
- Go to Payment Settings > Auto Debit / UPI Mandates
- Check all Active, Paused, or Cancelled mandates
- Tap on any to see the next deduction date and amount
📌 Final Thoughts
Stopping autopay in PhonePe is a smart move when you’re done with a service or want more control over your finances. With just a few taps, you can pause or cancel recurring UPI payments, ensuring your money is spent where you truly need it.
Remember, digital payments should serve your needs — not drain your wallet. Stay in control, and manage your subscriptions like a pro.
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